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Make the break: why ring-fencing falls short and full separation is a necessary first step for British banks
Erturk, I
London: Good Banking Forum; Report No. 309.
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Abstract
This report examines the Independent Commission on Banking (ICBs) proposals for structural reform of British banks. It finds that the ICB‟s ring-fencing proposal will add another layer to the self- serving and socially useless complexity in banking without achieving its objectives of financial stability and customer-focused bank competition in the UK.